Terry Property Market: 89th Percentile, $285K Streets | Suburb Check

Terry was one of the five NSW towns you asked us to run through the data — and it came out as the overall winner. On the right streets, you can still buy in around $285,000, while the suburb scored in the 89th percentile on our model. → 89th percentile fundamentals → $285,000 entry on the right streets → 4.4% gross yield → Street selection matters: different clusters, different outcomes → Social housing is concentrated in parts of the town, so the street matters The verdict: Terry is a buy for disciplined investors, but only if you buy the right streets. It is not a suburb-average decision; it is a street-level selection town, which is exactly why professional data matters. Download our no-cost Top Five Markets Report 2026 → https://ripe.house/five-nsw Want your suburb checked next? Drop it in the comments. Subscribe for more Suburb Check videos. #Terry #NSWProperty #AustralianProperty #PropertyInvesting #SuburbCheck This video is general information only and not financial or investment advice. Consider your own circumstances and seek professional advice.

One of these five towns scores higher than 89% of every suburb in Australia, all 15,000 of them. And on some of its streets, you can still buy for $285,000. And the most expensive town on this list, the one that looks the safest, just went backwards, 4.7% in a year. Five regional New South Wales towns, Young, Tarry, Cowrow, Mo'amu and Orange. Every single one requested by you in the comments. So today we run all five through the same machine, same data, same four layers, one scoreboard, and we crown a winner. This is what I do by trade. And by the end of this video, you'll know which of these towns earns real money, which one is running on hype and exactly which streets make the difference. First, the ground rules, because property selection is a science, not a guess. Employment, projects, lifestyle and population push demand up. New supply caps it. What's left over is opportunity and it's the only number that matters. And most research stops at the suburb median. We go four layers deeper. The LGA, the suburb, the street and the individual property. Five towns are about to go through all four layers. Round one, what it costs to get in. Cowrow is the cheapest seat at the table, $476,000 median. Young sits at 590. Tarry, $610,000. Then the price jumps. Orange at $800,000. And Moamer, the Murray River border town, soaking up Melbourne money at $820,000. Nearly double Cowrow. Now here's the thing about entry price. It tells you what you pay. The next three rounds tell you what you actually get. And round two is where this race blows apart. 12 month growth. Young leads at 15.1%. Orange right behind at 14.3. But stretch the lens to five years and young is the runaway. Now 86%, 86, a $300,000 deposit in young in 2021 has roughly doubled its equity. Now the twist orange grew 14.3% last year on 949 sales, real liquidity, real volume. But our model scores orange in just the 43rd percentile. The market is sprinting. The fundamentals are jogging. So here's the question that matters. What happens when a market runs faster than its own fundamentals? Usually gravity and Moamu has already met it. The premium town on this list fell 4.7% over the financial year. Price follows fundamentals eventually, which brings us to the round investors ignore at their peril income. Gross yields. Cowrow tops the table at 4.6%. The cheapest town is also the best payer. Tarry 4.4, young 4.2. The two expensive towns bring up the rear at 4.1, but yield is only half the income story. The other half is whether the property ever sits empty. Young's vacancy rate is 0.6%, six vacant homes in every thousand. That is a landlord's market by any definition. Now everything so far has been suburb wide averages. The street level is where these towns show their true face. And one of them is hiding a trap. Terry first at 89th percentile town, pick the right cluster and streets like railway street, get you in at 285,000 with strong yields. The maps explain the paradox on the tenure layer. You can see where the owner occupiers cluster and where the renters concentrate two different tarrys inside one postcode. And here's the trap. Parts of Terry carry real social housing concentration, but 45% of its blocks have zero same suburb to completely different investments. Pick wrong and you own the other tarry on yield. The right tarry streets pay their way. The 4.4% gross across the suburb and better on the value clusters. This is a street selection town. Orange, look at this spread. The gap bet