Ripehouse Methodology · Updated Sept 2026

What is CAGR (Compound Annual Growth Rate) in Property Portfolios?

Compound Annual Growth Rate (CAGR) is the annualised geometric rate of return that measures how fast a property or multi-property portfolio has grown in value per year from its initial purchase date to today. Unlike a simple average or total percentage gain, CAGR accounts for compounding over the exact holding period, allowing fair comparison between a property held for 2 years and one held for 7 years. Across Ripehouse Advisory’s measured client acquisitions, the median 5-year rolling portfolio CAGR is +15.0%.

Ripehouse Median 5-Year Rolling Client Portfolio CAGR (+15.0%)90

Aggregate, anonymised client portfolio tracking (/about/approach)

Long-Term Australian Capital City Dwelling Average (~6.8% p.a.)48

Passive market-wide average across all suburbs and streets

Formula / Rule: CAGR = ((Current Portfolio Value ÷ Initial Purchase Value) ^ (1 ÷ Years Held)) − 1

Ripehouse Benchmark: +15.0% Median 5-Year Rolling Client Portfolio CAGR. Check any market live in our Suburb R-Score tool or Street Score tool.

CategoryRipehouse Methodology

Part of the Ripehouse Advisory quantitative property investment framework.

Ripehouse Benchmark+15.0% Median 5-Year Rolling Client Portfolio CAGR

CAGR = ((Current Portfolio Value ÷ Initial Purchase Value) ^ (1 ÷ Years Held)) − 1

National Coverage15,000+ Suburbs

Measured monthly across 30 Cities, 544 LGAs, and 518,400+ Australian streets.

How to Read Compound Annual Growth Rate (CAGR) in Australian Property

Reading / TierMarket InterpretationWhat It Means for Property Investors
7.2% CAGRDoubles asset value in ~10 yearsHistorical passive Australian housing average
10.0% CAGRDoubles asset value in ~7.3 yearsOutperformance via suburb and street selection
15.0% CAGRDoubles asset value in ~5.0 yearsRipehouse median 5-year rolling client portfolio benchmark (past performance)

Why we publish our client CAGR chart openly

Most buyer’s agencies cherry-pick three flashy client wins and hide the rest. On our Approach page (/about/approach), every dot on the chart is a measured client portfolio plotted by purchase date and annualised growth rate—because transparent measurement is the only way to hold a research system accountable.

Top Australian Suburbs Measured this Month (Sept 2026)

Live snapshot from Ripehouse Advisory’s monthly 15,000-suburb warehouse bake. Click any suburb to inspect its full R-Score report or drill down to its street-level scores.

SuburbState & Council (LGA)R-ScoreMedian PriceGross YieldVacancyDrill Down
Docklands (3008)VIC · Melbourne100/100$1,152,00016.2%7.4%Suburb · Streets →
Alice Springs (0870)NT · Alice Springs100/100$355,00015.4%2.1%Suburb · Streets →
Weyba Downs (4562)QLD · Sunshine Coast100/100$1,001,00015.1%11.1%Suburb · Streets →
Goodmans Ford (2575)NSW · Upper Lachlan Shire100/100$380,00014.9%25%Suburb · Streets →
Bunyan (2630)NSW · Snowy Monaro Regional100/100$380,00014.6%0%Suburb · Streets →
Knowsley (3523)VIC · Greater Bendigo100/100$540,00010.6%12.5%Suburb · Streets →
Mia Mia (3444)VIC · Greater Bendigo100/100$250,00010.4%11.1%Suburb · Streets →
Myalup (6220)WA · Harvey100/100$435,00010.2%5%Suburb · Streets →

Apply the Data to Your Portfolio

Want our research team to apply these 27 indicators to your next property purchase?

Book a free 15-minute discovery call with Ripehouse Advisory. We will review your equity, borrowing capacity, and show you how our suburb and street screening works in practice.

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Keep Exploring the Glossary

Compound Annual Growth Rate (CAGR) FAQs

Frequently Asked Questions: Compound Annual Growth Rate (CAGR)

Key answers from Ripehouse Advisory’s quantitative research team (Sept 2026).

What is CAGR (Compound Annual Growth Rate) in Property Portfolios?

Compound Annual Growth Rate (CAGR) is the annualised geometric rate of return that measures how fast a property or multi-property portfolio has grown in value per year from its initial purchase date to today. Unlike a simple average or total percentage gain, CAGR accounts for compounding over the exact holding period, allowing fair comparison between a property held for 2 years and one held for 7 years. Across Ripehouse Advisory’s measured client acquisitions, the median 5-year rolling portfolio CAGR is +15.0%.

How is Compound Annual Growth Rate (CAGR) calculated or measured in Australia?

Compound Annual Growth Rate (CAGR) is measured using the formula: CAGR = ((Current Portfolio Value ÷ Initial Purchase Value) ^ (1 ÷ Years Held)) − 1. Ripehouse Advisory’s target benchmark band is: +15.0% Median 5-Year Rolling Client Portfolio CAGR.

How can I check Compound Annual Growth Rate (CAGR) for any Australian suburb or street?

You can inspect live monthly R-Scores, median prices, weekly rents, gross yields, vacancy rates, and ABS SA1 Street Scores across 15,000+ suburbs and 518,400+ streets for free at ripehouseadvisory.com.au/suburbs and /streets.