New Era of Property Investment

Australia's property headlines say the market cannot find a bottom. But while premium suburbs fell 8.8% from July to September, 49 Ripehouse Advisory-approved affordable suburbs rose 4.8% over the same period. The national story is more complicated than the median price suggests. → National raw median house price fell 9%, from $955,000 to $865,000. → Cotality's mix-adjusted national values fell about 5% from the March peak. → The premium market fell 8.8% from July to September, while the whole market rose 1%. → Ripehouse Advisory-approved suburbs rose 30.3% over two years, compared with 13% for the whole market. → Typical prices across the 49 approved suburbs rose from $470,000 to $560,000 over 12 months. → New-build buyers were about 20 times more likely to lose money than established-home buyers in the study. What this means for you: waiting for a single national number to turn can hide where the real opportunity is already moving. The right suburb, street and property still require professional data, research and a buyers agency to navigate properly. How does your street compare to the suburb. No cost or signin → https://ripe.house/streets Subscribe for more data-led Australian property analysis. #AustralianProperty #PropertyInvesting #BuyersAgent #PropertyMarket #PropertyResearch This video is general information only and not financial or investment advice. Consider your own circumstances and seek professional advice.

Housing just can't find a bottom. That was the financial review last week. ComBank's survey says prices will keep falling for another year. Cotality says values have now dropped six months in a row. So if you've been thinking about buying an investment property, the message is pretty clear. Wait! Here's the problem. Over those same three months, one group of suburbs in our data went up 4.8%. The premium end of the market fell almost nine. Same country, same interest rates, same three months. Now, I know what you're thinking. A property guy telling you it's a good time to buy. So here's my deal. In this video, I'll show you where I would not buy, who should wait and the number behind every claim. Then you decide. I'm Jacob Field. I've been building property data systems since 2011 and our team has helped Australians buy more than 2,000 investment properties. We'll cover three things. Why that headline number is misleading you, what waiting actually costs and the one type of property everyone is rushing into that our data says to avoid. If you're earning well and trying to build something for your future, this one's for you. Let's start with the headlines. House prices to keep falling for another year. Australia's house prices are falling. Will Australian housing turn Kiwi? And my favourite, housing just can't find a bottom. I understand how these get made. For years, I owned API, Australian Property Investor Magazine, Australia's largest and longest running property investment magazine, with around 130,000 readers a month. I've sat on the other side of the headline. A fall sells, it depends, doesn't. The headlines aren't lying, but they're incomplete. They're building on one number and that number has a weakness almost nobody explains. This is the national median house price from our database. $955,000 last November, $865,000 in August of this year. Down 9%. That's your headline. But what is a median? It's just the middle number. Line up every house that's sold, cheapest to dearest, and pick the one in the middle. Say five houses sell this month, $400,000, $600,000, $800,000, $1.2 million, $1.5 million. The middle one is $800,000. Next month, every one of those houses is worth exactly the same. But the two expensive owners decide to hold off. So only three sell, $400,000, $600,000, $800,000. The middle number is now $600,000. The median just fell 25% and nobody's house lost a cent. So is this happening now? Look at the gold bars. Last November, 46% of houses sold in Australia went for over $1 million. By August, 36%. The top end stopped selling and the median dropped right along with it. Now, I'm not going to tell you values haven't fallen at all. They have. Cotalities Index, which adjusts for this mixed problem, has national values down about 5% from the March peak. Sydney's down more than 8%. If you own an expensive home in Sydney or Melbourne, you'll have felt that and it's real. But compare the two. From March to August, the raw median said almost 9%. The Mix Adjusted Index said about 4% over the same stretch. So roughly half of that scary number isn't prices falling. It's which houses happen to sell. And the headline never tells you the most important part. Where prices went up. This chart splits every house sold in Australia into 10 equal groups from the cheapest 10% to the most expensive. Over the last 52 weeks, the most expensive group rose 7.6%. The entry-level group rose 14.3%, nearly double. And here's a quieter signal. Houses