Check another suburbYour suburb, scored · Data as of Oct 2026
Spencer, NSW
R-Score 98 / 100 — ranked #314 of 15,286 suburbs this month
Among the strongest markets in the country right now
Current buyer and rental conditions here rank in the top tier of the 15,000 suburbs we measure this month.
Scores describe measured market conditions — not personal advice, and not a forecast.
Suburb averages hide a lot. Check how your street compares with the rest of Spencer →
Is Spencer a buy right now? Get our verdict + the 5 best streets
Our read on Spencer, the Top 5 streets to target, and the score, price, rent and market-speed trends behind it. Instant, free, and a copy lands in your inbox.
- Our read: is Spencer a buy right now?
- The Top 5 streets in Spencer to target
- 18-month R-Score trend + what's driving it
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- Unlocks every Street Score report in Spencer
Best Streets in Spencer, NSW
Compare every street in Spencer (NSW) on the Street Score →
Other High-Scoring Suburbs in Central Coast (NSW)
- Horsfield BayR-Score 100/100 · Streets →
- Doyalson NorthR-Score 99/100 · Streets →
- Erina HeightsR-Score 99/100 · Streets →
- Kincumber SouthR-Score 99/100 · Streets →
- TascottR-Score 99/100 · Streets →
- WagstaffeR-Score 99/100 · Streets →
| Indicator | Spencer Reading | Context & Benchmark |
|---|---|---|
| Ripehouse R-Score | 98 / 100 | Ranked #314 of 15,286 Australian suburbs (Oct 2026) |
| Median House Price | $700,000 | -45.7% over the past 12 months of settled sales |
| Median Weekly Asking Rent | $650/wk | Implies a 4.8% gross rental yield at the current median price |
| Rental Vacancy Rate | 6.2% | Above the 1.5% tight-supply threshold |
| Median Days on Market | 137 days | Part of Central Coast (NSW) council area (LGA avg R-Score 71/100) |
Buyer's Agent & Quantitative Due Diligence
Considering buying an investment property in Spencer, NSW?
Since 2011, Ripehouse Advisory has helped Australian investors screen 15,000 suburbs and 518,000+ streets to avoid high-public-housing blocks, flood/overlay traps, and underperforming pockets. Speak with our team before you make an offer.
Spencer NSW FAQs
Frequently Asked Questions: Investing in Spencer, NSW
Is Spencer NSW a good suburb for property investment in 2026?
As of Oct 2026, Spencer (NSW 2775) scores 98/100 on the Ripehouse R-Score, ranking #314 out of 15,286 Australian suburbs. Among the strongest markets in the country right now. Key fundamentals include a median price of $700,000, median rent of $650/wk, gross yield of 4.8%, and vacancy of 6.2%.
What is the median house price and 12-month growth in Spencer NSW?
The current median property price in Spencer (NSW) is $700,000 (Oct 2026), representing a -45.7% change over the past 12 months. Properties in Spencer currently spend a median of 137 days on market.
What is the rental yield and vacancy rate in Spencer NSW?
In Spencer (NSW), the median weekly asking rent is $650/wk, producing a gross rental yield of 4.8%. The suburb vacancy rate is 6.2% as of Oct 2026.
What are the best streets in Spencer NSW?
Ripehouse Advisory scores every G-NAF street in Spencer against the suburb average for owner-occupancy, public housing, rent, and yield. Use the Spencer Street Score tool on this page to compare individual streets.
Which council area (LGA) is Spencer NSW located in?
Spencer (NSW, postcode 2775) is located in the Central Coast council area (LGA) within Greater Central Coast. Across Central Coast, the council-wide average R-Score is 71/100 across 153 suburbs.
R-Score and all figures are drawn from Ripehouse's research engine — 15,000 suburbs measured across 27 indicators, refreshed monthly (data as of Oct 2026). Scores describe past and current measured market conditions only. Past performance is not a reliable indicator of future performance. Nothing on this page is personal financial advice.