Young (NSW 2586) in Focus 2026: Is It a Good Investment? R-Score 96/100, 4.7% Yield & Best Streets

Market Classification: Established Family & Commuter Corridor · R-Score: 96/100 (National Rank #677 of 15,286) · Street Average: 42/100 across 271 streets.

Young (NSW 2586) represents a bread-and-butter Australian family housing market($540,000 median price, $490/wk rent, 4.7% gross yield) supported by +0.3% 3-year council population movement. Here, investment returns are determined almost entirely by micro-location: separating quiet, >65% owner-occupied pockets from main-road or high-public-housing blocks.

“I would pay close attention to the street data here. The top streets show 89% owner-occupation, but 78 of 189 assessed streets score below 50. That is a fairly wide spread, so the suburb median tells only part of the story and property selection matters more than usual.”

Looking for the live, monthly-updated numbers? The Young (NSW) suburb profile tracks the current median house price, rent, vacancy and R-Score, and the Young street-by-street scores rank every street. This article is our investment analysis of what those numbers mean.

Below is our full September 2026 quantitative and street-level breakdown for Young (NSW 2586), combining 36 months of settled price and rental history from our Aurora research warehouse, council-level supply and employment data for Hilltops (NSW), and block-by-block ABS 2021 Census SA1 tenure and yield rankings across 7,538 residential addresses.

1. Young (NSW) 3-Year Market Trajectory & 27-Indicator R-Score (September 2026)

Over the past 12 months, Young’s median house price moved +5.9% (from $510,000 to $540,000), bringing its 3-year cumulative price movement to -1.3% (from $547,000 three years ago). On the rental side, median weekly asking rents moved +4.3% over the past year to $490/wk (+23.2% over 36 months), equating to a 4.7% gross rental yield. Compared with 12 months ago—when Young carried an R-Score of 93/100—its current composite R-Score of 96/100 represents a +3-point shift in underlying market pressure.

Indicator / R-Score Pillar	Young (NSW) Current	12-Month / 36-Month Context
Composite Suburb R-Score	96 / 100	Ranked #677 of 15,286 suburbs (was 93/100 12m ago)
Median House Price	$540,000	12m change: +5.9% · 36m change: -1.3%
Median Weekly Rent & Gross Yield	$490/wk (4.7%)	12m rent change: +4.3% · 36m rent change: +23.2%
Rental Vacancy & Days on Market	1.3% vacancy	Median selling time: 77 days on market (1.5% vacancy is the tight-market line)
Pillar 1: Buyer Demand	31 / 100	Measures days-on-market compression, vendor discounting & sales velocity
Pillar 2: Supply & Ownership	33 / 100	Measures stock on market, building approvals vs stock & owner-occupier share
Pillar 3: Price Momentum	73 / 100	Measures short/medium-term price velocity vs Hilltops & NSW
Pillar 4: Yield Pressure	68 / 100	Measures gross rental yield, rent trajectory & vacancy compression

2. The “Two-Speed Suburb” Test: Best & Worst Streets in Young (NSW)

Why do two 4-bedroom houses in Young achieve completely different bank valuations and tenant quality? Because suburb medians blend every pocket together. When we map all 7,538 addresses across 271 streets in Young through G-NAF to their ABS 2021 Census SA1 blocks, the suburb splits into three distinct tiers:

• Strong Street Profile (Score 75–100): 55 streets (29% of scored streets) pass both ABS Census tenure tests (owner-occupiers >65% and public housing ≤5%) plus at least one—or both—of the Young rent and yield benchmarks.
• Mid / Mixed Street Profile (Score 50–74): 56 streets pass the core owner-occupier and public-housing thresholds but sit below the suburb median on weekly rent or yield.
• Weaker / Caution Street Profile (Score 0–25): 78 streets fail one or both census tenure thresholds—meaning either owner-occupation sits at or below 65% or state/community public housing exceeds 5% on those specific SA1 blocks.

Top 5 Highest-Scoring Streets in Young (NSW)

These streets sit in SA1 census blocks with high homeowner pride of ownership, minimal social housing concentration, and strong block-level rents (inspect all 271 streets in Young):

Top Street in Young	Street Score	Addresses	Owner-Occupiers	Public Housing	SA1 Rent & Yield
#1 Wall Street	100/100	22	89%	0%	$27800/wk (125.7%)
#2 Tiedemann Place	100/100	15	89%	0%	$27800/wk (125.7%)
#3 Browns Lane	100/100	12	89%	0%	$27800/wk (125.7%)
#4 Crowe Road	100/100	12	89%	0%	$27800/wk (125.7%)
#5 Goldview Close	100/100	12	89%	0%	$27800/wk (125.7%)

Streets Where Block-Level Tenure Trails the Young Average

By contrast, the streets below run through SA1 census blocks that fail one or more of our tenure or rental tests. A lower Street Score is not a judgement of any individual house, but it highlights where higher renter turnover or public housing concentration exists within Young:

Caution Street Sample	Street Score	Addresses	Owner-Occupiers	Public Housing	SA1 Median Rent
Hargreaves Crescent	0/100	21	36%	18.7%	—
Bendick Street	0/100	16	36%	18.7%	—
Monteagle Street	0/100	12	36%	18.7%	—

3. Economic & Supply Drivers in Hilltops Council (New South Wales)

Young sits within the Hilltops Local Government Area, which has a residential population of approximately 19,347 (+0.3% population movement over the past 3 years) and 8,939 total dwellings. Three council-level fundamentals shape Young’s medium-term outlook:

• Local Employment Diversity (ABS Census): The largest employment sectors across Hilltops are Agriculture, Forestry and Fishing (22%), Health Care and Social Assistance (11%), Retail Trade (11%), Education and Training (8%). Multi-sector employment reduces reliance on any single employer or commodity cycle.
• New Building Approvals vs. Existing Stock: Over the latest 12-month financial year, Hilltops approved 0.7% new dwelling stock (~60.919 dwellings). Because annual additions sit under 1.8% of stock, incoming supply is constrained relative to tenant and buyer demand.
• Tracked Infrastructure Pipeline: Hilltops currently has $1.4 billion in tracked major infrastructure projects (placing it in the 47th percentile of Australian councils).

4. Worked Cashflow, Deposit & 80% LVR Stress-Test for Young (September 2026)

What does it actually cost to acquire and hold a typical house in Young at today’s median price of $540,000 and median rent of $490/wk? Below is the baseline 80% Loan-to-Value Ratio (LVR) model we use to stress-test serviceability before shortlisting a property:

Cashflow & Capital Item	Young Worked Figure	Assumptions & Notes
Purchase Price (Suburb Median)	$540,000	Settled house median as of September 2026
20% Deposit + Est. Stamp Duty & Costs	$133,920	$108,000 deposit (80% LVR) + ~$25,920 stamp duty, legal & inspection allowance (can be funded via usable home equity)
80% LVR Loan Amount	$432,000	Standard no-LMI investor loan threshold
Gross Annual Rental Income	$25,480/yr ($490/wk)	4.7% gross rental yield before vacancies and expenses
Est. Annual Interest + Operating Costs	$32,940/yr	Assumes 6.25% interest-only ($27,000/yr) + ~1.1% for council rates, insurance & property management ($5,940/yr)
Pre-Tax Weekly Cashflow Position	-$143/wk top-up	Before tax deductions / depreciation (confirm post-tax position with your accountant)

5. Who Should Buy in Young—And 3 Rules Before You Make an Offer

Solid 96/100 R-Score Backed by Hilltops Fundamentals. Based on our September 2026 data, Young is best suited to equity-backed homeowners and portfolio builders seeking a balanced entry price ($540,000) and 4.7% rental yield in NSW.

1. Never Buy Blind on the Suburb Median: In Young, 78 streets score below 50/100 on our census tenure and yield tests. Always run the exact street through the Young Street Score Hub and target the 55 streets scoring 75–100/100.
2. Check Lot-Level Overlays (Flood, Bushfire, Slope & Easements): Even on a 100/100 streetlike Wall Street, individual lots can carry overland flow paths, steep gradients, or sewer easements that restrict granny-flat additions or spike insurance premiums.
3. Price Against Street-Matched Settled Comparables: Do not let a selling agent justify an asking price on a 25/100 street using comparable sales from a 100/100 street. Compare settled sales within the same SA1 Street Score band.