North Ryde (NSW 2113) in Focus 2026: $2,450,000 Median, 2.6% Yield & 86/100 R-Score

Market Classification: Affluent Owner-Occupier Upgrader Market · R-Score: 86/100 (National Rank #2,154 of 15,286) · Street Average: 37/100 across 109 streets.

North Ryde is an established, high-income owner-occupier market where land scarcity and school/amenity appeal drive long-term capital values ($2,450,000 median). Because gross rental yields sit at 2.6%, this is not a cashflow play—it is a scarcity and land-banking market suited to high-income investors or rentvestors who prioritise street-level prestige and long-term compounding over immediate net yield.

Below is our full September 2026 quantitative and street-level breakdown for North Ryde (NSW 2113), combining 36 months of settled price and rental history from our Aurora research warehouse, council-level supply and employment data for Ryde (NSW), and block-by-block ABS 2021 Census SA1 tenure and yield rankings across 7,021 residential addresses.

1. North Ryde (NSW) 3-Year Market Trajectory & 27-Indicator R-Score (September 2026)

Over the past 12 months, North Ryde’s median house price moved -4.3% (from $2,561,000 to $2,450,000), bringing its 3-year cumulative price movement to +5.3% (from $2,327,000 three years ago). On the rental side, median weekly asking rents moved +11.6% over the past year to $1200/wk (+44.5% over 36 months), equating to a 2.6% gross rental yield. Compared with 12 months ago—when North Ryde carried an R-Score of 79/100—its current composite R-Score of 86/100 represents a +7-point shift in underlying market pressure.

Indicator / R-Score Pillar	North Ryde (NSW) Current	12-Month / 36-Month Context
Composite Suburb R-Score	86 / 100	Ranked #2,154 of 15,286 suburbs (was 79/100 12m ago)
Median House Price	$2,450,000	12m change: -4.3% · 36m change: +5.3%
Median Weekly Rent & Gross Yield	$1200/wk (2.6%)	12m rent change: +11.6% · 36m rent change: +44.5%
Rental Vacancy & Days on Market	5.7% vacancy	Median selling time: 73 days on market (1.5% vacancy is the tight-market line)
Pillar 1: Buyer Demand	29 / 100	Measures days-on-market compression, vendor discounting & sales velocity
Pillar 2: Supply & Ownership	31 / 100	Measures stock on market, building approvals vs stock & owner-occupier share
Pillar 3: Price Momentum	75 / 100	Measures short/medium-term price velocity vs Ryde & NSW
Pillar 4: Yield Pressure	53 / 100	Measures gross rental yield, rent trajectory & vacancy compression

2. The “Two-Speed Suburb” Test: Best & Worst Streets in North Ryde (NSW)

Why do two 4-bedroom houses in North Ryde achieve completely different bank valuations and tenant quality? Because suburb medians blend every pocket together. When we map all 7,021 addresses across 109 streets in North Ryde through G-NAF to their ABS 2021 Census SA1 blocks, the suburb splits into three distinct tiers:

• Strong Street Profile (Score 75–100): 36 streets (38% of scored streets) pass both ABS Census tenure tests (owner-occupiers >65% and public housing ≤5%) plus at least one—or both—of the North Ryde rent and yield benchmarks.
• Mid / Mixed Street Profile (Score 50–74): 17 streets pass the core owner-occupier and public-housing thresholds but sit below the suburb median on weekly rent or yield.
• Weaker / Caution Street Profile (Score 0–25): 41 streets fail one or both census tenure thresholds—meaning either owner-occupation sits at or below 65% or state/community public housing exceeds 5% on those specific SA1 blocks.

Top 5 Highest-Scoring Streets in North Ryde (NSW)

These streets sit in SA1 census blocks with high homeowner pride of ownership, minimal social housing concentration, and strong block-level rents (inspect all 109 streets in North Ryde):

Top Street in North Ryde	Street Score	Addresses	Owner-Occupiers	Public Housing	SA1 Rent & Yield
#1 Conrad Street	100/100	56	89%	0%	$1550/wk (3%)
#2 Carramar Avenue	100/100	12	89%	0%	$1550/wk (3%)
#3 Harford Street	100/100	41	75%	0%	$43125/wk (143.8%)
#4 Pacey Avenue	100/100	38	75%	0%	$43125/wk (143.8%)
#5 Magdala Road	87/100	54	82%	0%	$1291/wk (2.7%)

Streets Where Block-Level Tenure Trails the North Ryde Average

By contrast, the streets below run through SA1 census blocks that fail one or more of our tenure or rental tests. A lower Street Score is not a judgement of any individual house, but it highlights where higher renter turnover or public housing concentration exists within North Ryde:

Caution Street Sample	Street Score	Addresses	Owner-Occupiers	Public Housing	SA1 Median Rent
Cam Street	0/100	59	47%	31.4%	$865/wk
Larkard Street	0/100	58	47%	31.4%	$865/wk
Barr Street	0/100	31	47%	31.4%	$865/wk

3. Economic & Supply Drivers in Ryde Council (New South Wales)

North Ryde sits within the Ryde Local Government Area, which has a residential population of approximately 141,693 (+7.8% population movement over the past 3 years) and 46,242 total dwellings. Three council-level fundamentals shape North Ryde’s medium-term outlook:

• Local Employment Diversity (ABS Census): The largest employment sectors across Ryde are Wholesale Trade (13%), Health Care and Social Assistance (12%), Professional, Scientific and Technical Services (12%), Education and Training (9%). Multi-sector employment reduces reliance on any single employer or commodity cycle.
• New Building Approvals vs. Existing Stock: Over the latest 12-month financial year, Ryde approved 2.5% new dwelling stock (~1,407.587 dwellings). Because new approvals exceed 1.8% of stock, investors in North Ryde must avoid generic greenfield house-and-land pockets and stick to established, built-out streets.
• Tracked Infrastructure Pipeline: Ryde currently has $827 million in tracked major infrastructure projects (placing it in the 37th percentile of Australian councils).

4. Worked Cashflow, Deposit & 80% LVR Stress-Test for North Ryde (September 2026)

What does it actually cost to acquire and hold a typical house in North Ryde at today’s median price of $2,450,000 and median rent of $1200/wk? Below is the baseline 80% Loan-to-Value Ratio (LVR) model we use to stress-test serviceability before shortlisting a property:

Cashflow & Capital Item	North Ryde Worked Figure	Assumptions & Notes
Purchase Price (Suburb Median)	$2,450,000	Settled house median as of September 2026
20% Deposit + Est. Stamp Duty & Costs	$607,600	$490,000 deposit (80% LVR) + ~$117,600 stamp duty, legal & inspection allowance (can be funded via usable home equity)
80% LVR Loan Amount	$1,960,000	Standard no-LMI investor loan threshold
Gross Annual Rental Income	$62,400/yr ($1200/wk)	2.6% gross rental yield before vacancies and expenses
Est. Annual Interest + Operating Costs	$149,450/yr	Assumes 6.25% interest-only ($122,500/yr) + ~1.1% for council rates, insurance & property management ($26,950/yr)
Pre-Tax Weekly Cashflow Position	-$1674/wk top-up	Before tax deductions / depreciation (confirm post-tax position with your accountant)

5. Who Should Buy in North Ryde—And 3 Rules Before You Make an Offer

High Land Scarcity and Deep Homeowner Wealth, But Cashflow-Intensive. Based on our September 2026 data, North Ryde is best suited to higher-income professionals, medical practitioners, and upgraders with strong cashflow buffers targeting scarce land in an owner-occupier dominated suburb.

1. Never Buy Blind on the Suburb Median: In North Ryde, 41 streets score below 50/100 on our census tenure and yield tests. Always run the exact street through the North Ryde Street Score Hub and target the 36 streets scoring 75–100/100.
2. Check Lot-Level Overlays (Flood, Bushfire, Slope & Easements): Even on a 100/100 streetlike Conrad Street, individual lots can carry overland flow paths, steep gradients, or sewer easements that restrict granny-flat additions or spike insurance premiums.
3. Price Against Street-Matched Settled Comparables: Do not let a selling agent justify an asking price on a 25/100 street using comparable sales from a 100/100 street. Compare settled sales within the same SA1 Street Score band.