Suburb Deep Dives · 25 October 2026 · 7 min read
Campsie (NSW 2133) in Focus 2026: Is It a Good Investment? R-Score 79/100, 3% Yield & Best Streets
Is Campsie (NSW 2133) a good suburb to invest in 2026? Our September 2026 quantitative audit scores Campsie at 79/100 (Ranked #3,212 of 15,286 suburbs), with a $1,675,000 median house price (-7.7% 12m), $950/wk rent (3% yield), and 6 top-tier streets scoring 75–100/100.
Market Classification: Affluent Owner-Occupier Upgrader Market · R-Score: 79/100 (National Rank #3,212 of 15,286) · Street Average: 20/100 across 91 streets.
Campsie is an established, high-income owner-occupier market where land scarcity and school/amenity appeal drive long-term capital values ($1,675,000 median). Because gross rental yields sit at 3%, this is not a cashflow play—it is a scarcity and land-banking market suited to high-income investors or rentvestors who prioritise street-level prestige and long-term compounding over immediate net yield.
“I would not let the 18.8% rent increase distract from the 3% gross yield and negative $1,015 weekly cashflow. With only six of 84 streets scoring 75 or more, I’d compare the individual street and property carefully rather than assume the suburb’s headline numbers apply evenly.”
Below is our full September 2026 quantitative and street-level breakdown for Campsie (NSW 2133), combining 36 months of settled price and rental history from our Aurora research warehouse, council-level supply and employment data for Canterbury-Bankstown (NSW), and block-by-block ABS 2021 Census SA1 tenure and yield rankings across 16,160 residential addresses.
1. Campsie (NSW) 3-Year Market Trajectory & 27-Indicator R-Score (September 2026)
Over the past 12 months, Campsie’s median house price moved -7.7% (from $1,815,000 to $1,675,000), bringing its 3-year cumulative price movement to +1.6% (from $1,649,000 three years ago). On the rental side, median weekly asking rents moved +18.8% over the past year to $950/wk (+48.1% over 36 months), equating to a 3% gross rental yield. Compared with 12 months ago—when Campsie carried an R-Score of 39/100—its current composite R-Score of 79/100 represents a +40-point shift in underlying market pressure.
| Indicator / R-Score Pillar | Campsie (NSW) Current | 12-Month / 36-Month Context |
|---|---|---|
| Composite Suburb R-Score | 79 / 100 | Ranked #3,212 of 15,286 suburbs (was 39/100 12m ago) |
| Median House Price | $1,675,000 | 12m change: -7.7% · 36m change: +1.6% |
| Median Weekly Rent & Gross Yield | $950/wk (3%) | 12m rent change: +18.8% · 36m rent change: +48.1% |
| Rental Vacancy & Days on Market | 2.3% vacancy | Median selling time: 103 days on market (1.5% vacancy is the tight-market line) |
| Pillar 1: Buyer Demand | 40 / 100 | Measures days-on-market compression, vendor discounting & sales velocity |
| Pillar 2: Supply & Ownership | 30 / 100 | Measures stock on market, building approvals vs stock & owner-occupier share |
| Pillar 3: Price Momentum | 72 / 100 | Measures short/medium-term price velocity vs Canterbury-Bankstown & NSW |
| Pillar 4: Yield Pressure | 51 / 100 | Measures gross rental yield, rent trajectory & vacancy compression |
2. The “Two-Speed Suburb” Test: Best & Worst Streets in Campsie (NSW)
Why do two 4-bedroom houses in Campsie achieve completely different bank valuations and tenant quality? Because suburb medians blend every pocket together. When we map all 16,160 addresses across 91 streets in Campsie through G-NAF to their ABS 2021 Census SA1 blocks, the suburb splits into three distinct tiers:
- Strong Street Profile (Score 75–100): 6 streets (7% of scored streets) pass both ABS Census tenure tests (owner-occupiers >65% and public housing ≤5%) plus at least one—or both—of the Campsie rent and yield benchmarks.
- Mid / Mixed Street Profile (Score 50–74): 6 streets pass the core owner-occupier and public-housing thresholds but sit below the suburb median on weekly rent or yield.
- Weaker / Caution Street Profile (Score 0–25): 72 streets fail one or both census tenure thresholds—meaning either owner-occupation sits at or below 65% or state/community public housing exceeds 5% on those specific SA1 blocks.
Top 5 Highest-Scoring Streets in Campsie (NSW)
These streets sit in SA1 census blocks with high homeowner pride of ownership, minimal social housing concentration, and strong block-level rents (inspect all 91 streets in Campsie):
| Top Street in Campsie | Street Score | Addresses | Owner-Occupiers | Public Housing | SA1 Rent & Yield |
|---|---|---|---|---|---|
| #1 Cowper Street | 75/100 | 70 | 72% | 0% | $1000/wk (2.8%) |
| #2 Gordon Street | 75/100 | 27 | 72% | 0% | $1000/wk (2.8%) |
| #3 Lindsay Street | 75/100 | 27 | 72% | 0% | $1000/wk (2.8%) |
| #4 Adam Street | 75/100 | 21 | 72% | 0% | $1000/wk (2.8%) |
| #5 Messiter Street | 75/100 | 121 | 67% | 0% | $970/wk (3.1%) |
Streets Where Block-Level Tenure Trails the Campsie Average
By contrast, the streets below run through SA1 census blocks that fail one or more of our tenure or rental tests. A lower Street Score is not a judgement of any individual house, but it highlights where higher renter turnover or public housing concentration exists within Campsie:
| Caution Street Sample | Street Score | Addresses | Owner-Occupiers | Public Housing | SA1 Median Rent |
|---|---|---|---|---|---|
| Loch Street | 0/100 | 125 | 38% | 11.2% | $678/wk |
| Nicholas Avenue | 0/100 | 29 | 35% | 10.6% | $560/wk |
| Vicliffe Avenue | 0/100 | 218 | 51% | 10% | $610/wk |
3. Economic & Supply Drivers in Canterbury-Bankstown Council (New South Wales)
Campsie sits within the Canterbury-Bankstown Local Government Area, which has a residential population of approximately 389,687 (+4.6% population movement over the past 3 years) and 121,434 total dwellings. Three council-level fundamentals shape Campsie’s medium-term outlook:
- Local Employment Diversity (ABS Census): The largest employment sectors across Canterbury-Bankstown are Health Care and Social Assistance (13%), Manufacturing (13%), Retail Trade (10%), Construction (9%). Multi-sector employment reduces reliance on any single employer or commodity cycle.
- New Building Approvals vs. Existing Stock: Over the latest 12-month financial year, Canterbury-Bankstown approved 1.4% new dwelling stock (~1,715.283 dwellings). Because annual additions sit under 1.8% of stock, incoming supply is constrained relative to tenant and buyer demand.
- Tracked Infrastructure Pipeline: Canterbury-Bankstown currently has $3.6 billion in tracked major infrastructure projects (placing it in the 69th percentile of Australian councils).
4. Worked Cashflow, Deposit & 80% LVR Stress-Test for Campsie (September 2026)
What does it actually cost to acquire and hold a typical house in Campsie at today’s median price of $1,675,000 and median rent of $950/wk? Below is the baseline 80% Loan-to-Value Ratio (LVR) model we use to stress-test serviceability before shortlisting a property:
| Cashflow & Capital Item | Campsie Worked Figure | Assumptions & Notes |
|---|---|---|
| Purchase Price (Suburb Median) | $1,675,000 | Settled house median as of September 2026 |
| 20% Deposit + Est. Stamp Duty & Costs | $415,400 | $335,000 deposit (80% LVR) + ~$80,400 stamp duty, legal & inspection allowance (can be funded via usable home equity) |
| 80% LVR Loan Amount | $1,340,000 | Standard no-LMI investor loan threshold |
| Gross Annual Rental Income | $49,400/yr ($950/wk) | 3% gross rental yield before vacancies and expenses |
| Est. Annual Interest + Operating Costs | $102,175/yr | Assumes 6.25% interest-only ($83,750/yr) + ~1.1% for council rates, insurance & property management ($18,425/yr) |
| Pre-Tax Weekly Cashflow Position | -$1015/wk top-up | Before tax deductions / depreciation (confirm post-tax position with your accountant) |
5. Who Should Buy in Campsie—And 3 Rules Before You Make an Offer
High Land Scarcity and Deep Homeowner Wealth, But Cashflow-Intensive. Based on our September 2026 data, Campsie is best suited to higher-income professionals, medical practitioners, and upgraders with strong cashflow buffers targeting scarce land in an owner-occupier dominated suburb.
- Never Buy Blind on the Suburb Median: In Campsie, 72 streets score below 50/100 on our census tenure and yield tests. Always run the exact street through the Campsie Street Score Hub and target the 6 streets scoring 75–100/100.
- Check Lot-Level Overlays (Flood, Bushfire, Slope & Easements): Even on a 100/100 streetlike Cowper Street, individual lots can carry overland flow paths, steep gradients, or sewer easements that restrict granny-flat additions or spike insurance premiums.
- Price Against Street-Matched Settled Comparables: Do not let a selling agent justify an asking price on a 25/100 street using comparable sales from a 100/100 street. Compare settled sales within the same SA1 Street Score band.
If there's a specific street you're weighing up right now, check its Street Score first — it's free, takes ten seconds, and tells you whether that street is pulling the suburb average up or riding on it.
Market data & R-Scores for locations in this article
Drill Down Into the Markets Mentioned Above
Inspect live monthly R-Scores, median prices, rental yields, and street-by-street scores for the cities and council areas referenced in this article:
Frequently asked questions
Is Campsie (NSW 2133) a good suburb for property investment in 2026?
As of September 2026, Campsie (NSW 2133) scores 79/100 on the 27-indicator Ripehouse R-Score (ranked #3,212 of 15,286 Australian suburbs). It is classified as a Affluent Owner-Occupier Upgrader Market with a median house price of $1,675,000, median rent of $950/wk (3% gross yield), and vacancy rate of 2.3%.
How have house prices and rents performed in Campsie over the past 1 to 3 years?
Over the past 12 months, Campsie’s median house price moved -7.7% to $1,675,000, and +1.6% over the past 36 months. Median weekly asking rents moved +18.8% over the past year to $950/wk (3% gross yield).
What are the highest and lowest scoring streets in Campsie, NSW?
Across 91 streets (16,160 addresses) in Campsie, 6 streets score 75 to 100 on the Ripehouse Street Score, led by Cowper Street (75/100, 72% owner-occupied), Gordon Street (75/100, 72% owner-occupied), Lindsay Street (75/100, 72% owner-occupied). Meanwhile, 72 streets score below 50 due to lower owner-occupation or public housing concentration above 5%.
How much deposit and weekly cashflow is needed to buy a median house in Campsie?
At Campsie’s median house price of $1,675,000, an 80% LVR purchase ($1,340,000 loan) requires approximately $415,400 in cash or usable home equity ($335,000 deposit plus around $80,400 for stamp duty and acquisition costs). At $950/wk rent and a 6.25% interest-only benchmark, estimated pre-tax cashflow is -$1015/wk before tax deductions.
What is the housing supply pipeline and economic profile of Canterbury-Bankstown Council?
Campsie is located in the Canterbury-Bankstown (NSW) Local Government Area (population around 389,687, +4.6% 3yr growth). Annual building approvals sit at 1.4% of existing dwelling stock. Tracked major infrastructure spend is $3.6B. Top employment sectors are Health Care and Social Assistance (13%), Manufacturing (13%), Retail Trade (10%).
General information only. It does not take your objectives, financial situation or needs into account, and nothing here is legal, financial, taxation or investment advice specific to your circumstances.