CGT Discount Changes: What Property Investors MUST Know (About Capital Gains Tax Discount)
Every property investor in Australia just got a wake-up call. The capital gains tax discount is under threat again.
In this episode, we break down the latest discussion around the capital gains tax (CGT) discount in Australia, what it could mean for property investors, and why reacting to headlines could be one of the biggest wealth mistakes everyday Australians make.
If you’re a property investor or aspiring property investor trying to build long-term wealth - we unpack whether changes to the CGT discount would really lower house prices.
We also explore how changes could affect rental supply and why many investors may simply hold property longer rather than sell.
Most importantly, we explain the one thing that can cost you more than any potential tax change.
In this video, we cover:
✅What the capital gains tax discount currently is in Australia
✅Whether there is any legislated CGT change right now
✅How CGT changes could affect property investors and long-term returns
✅Whether removing the CGT discount would actually reduce house prices
✅The likely impact on rental supply, investor behaviour, and housing stock
✅What everyday Australians should focus on instead of tax-policy panic
Key moments:
00:00:00 Intro
00:01:00 CGT Rumors Explained
00:02:40 What's Actually Being Discussed
00:04:00 Why CGT Discount Matters
00:05:40 Impact on Investor Returns
00:07:00 Sophisticated vs Average Investors
00:08:00 The Cane Toad Effect
00:08:40 Public Housing vs Private Stock
00:09:40 Will Prices Actually Drop?
00:11:20 Structure Over Tax Obsession
00:13:00 Real Risk for Families
00:15:00 No BS Takeaway
We also unpack the real numbers behind a potential CGT shift and how these numbers will impact investors.
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👉Get In Touch With ALIC
https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up
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👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:
https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025
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✅About Mark From ALIC✅
Ranked as Australia’s leading residential broker for the past seven years, Mark Davis is a director and investment lending manager at ALIC.
Winning 23 times broker of the year and $4.5 billion+under management - he co-founded the company in 2009 and has forged it into one of Australia’s most respected brokerages.
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✅About Ripehouse Advisory✅
Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.
With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.