4 Properties At 24: Top Aussie Broker Reveals Her No B.S. Property Investment Strategy
Less than 10% of investors own more than one property. Natasha Choi owns multiple.
She started at 22, and did it all while raising a family and running a growing career in finance.
In this episode of The No B.S. Property Investing podcast, we sit down with Natasha Choi, senior investment lending manager at the Australian Lending & Investment Centre(ALIC) - and one of Australia's top-performing brokers.
Natasha opens up about her property investing journey… from buying her first investment property at 22 to building a diversified portfolio.
All while raising a family and breaking norms in the male-dominated finance industry.
If you’re a first-time property investor, considering rentvesting, or confused about things like LMI, guarantor loans, or the buy vs. sell property debate, this episode is a must-listen.
Tune in to hear about:
✅How Natasha started investing in property at just 22 years old
✅The role of buyers advocates and how they helped her build a strong portfolio
✅How to use Lenders Mortgage Insurance (LMI) strategically
✅What is a guarantor loan, and how parents can help kids get started
✅Insights into cash flow management and budgeting for investors
✅Why rentvesting can be a smarter move than buying your dream home
✅The difference between good debt vs. bad debt
Natasha also shares how her migrant family background shaped her conservative mindset around money and debt - and how she broke through with education, expert guidance, and early action.
Key moments:
00:00:00 Meet Natasha Choi
00:03:00 Breaking Free From "Debt Is Bad" Thinking
00:05:40 Why Financial Literacy Isn't Taught
00:07:40 First Investment at 22
00:11:20 Why She Used Professionals Early
00:14:00 Her Biggest Investment Mistake
00:17:20 How Young People Can Start Today
00:21:20 The Guarantor Pathway
00:24:00 When to Hold vs Sell Property
00:25:20 The Rentvesting Strategy
Hit play now and discover why the best time to invest was yesterday - and the second-best time is today.
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👉Get In Touch With ALIC
https://www.ripehouseadvisory.com.au/lp/24/8/investment-lending-sign-up
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👉Access our “Top-Performing Suburbs” report to see the highest growth suburbs right now:
https://www.ripehouseadvisory.com.au/lp/25/09/pd/top-performing-suburbs-report-2025
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✅About Natasha From ALIC✅
Natasha is a seasoned finance professional with over a decade of experience.
She brings a unique perspective to ALIC - leveraging her extensive property portfolio and small-scale development ventures to guide clients towards homeownership and wealth-building strategies.
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✅About Ripehouse Advisory✅
Through their innovative ‘done for you’ property investment system, Ripehouse Advisory simplifies the investment process - enabling investors to build a property portfolio that generates substantial returns.
With a focus on long-term relationships, personalised strategies, and thorough research, Ripehouse Advisory empowers investors to create a financial legacy that can be passed on to future generations.