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    <loc>https://www.ripehouseadvisory.com.au/resources/blog/darwin-is-the-only-capital-where-house-prices-still-rise-so-why-are-owners-listing</loc>
    <lastmod>2026-10-24T06:05:49.000Z</lastmod>
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      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-24T06:05:49.000Z</news:publication_date>
      <news:title>Darwin is the only capital where house prices still rise. So why are owners listing?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
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  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/darwin-is-the-only-capital-where-prices-are-still-rising-so-why-are-some-locals-selling</loc>
    <lastmod>2026-10-24T01:47:49.000Z</lastmod>
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      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-24T01:47:49.000Z</news:publication_date>
      <news:title>Darwin is the only capital where prices are still rising. So why are some locals selling?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/six-storeys-planned-for-his-leafy-street-if-it-ticks-the-boxes-he-cant-appeal</loc>
    <lastmod>2026-10-23T22:25:33.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T22:25:33.000Z</news:publication_date>
      <news:title>Six storeys planned for his leafy street. If it ticks the boxes, he can&apos;t appeal</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/one-sa-suburbs-median-fell-570000-adelaides-fell-25000-which-tells-you-more</loc>
    <lastmod>2026-10-23T20:10:24.000Z</lastmod>
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      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T20:10:24.000Z</news:publication_date>
      <news:title>One SA suburb&apos;s median fell $570,000. Adelaide&apos;s fell $25,000. Which tells you more?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/about-half-of-australian-homes-face-some-bushfire-risk-is-the-one-youre-buying</loc>
    <lastmod>2026-10-22T09:11:03.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-22T09:11:03.000Z</news:publication_date>
      <news:title>About half of Australian homes face some bushfire risk. Is the one you&apos;re buying?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/half-his-income-goes-to-two-mortgages-and-investors-are-leaving-should-he-follow-them</loc>
    <lastmod>2026-10-22T01:27:35.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-22T01:27:35.000Z</news:publication_date>
      <news:title>Half his income goes to two mortgages and investors are leaving. Should he follow them?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/130-years-of-track-one-opening-date-is-the-southwest-metro-already-in-the-price</loc>
    <lastmod>2026-10-21T22:35:07.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-21T22:35:07.000Z</news:publication_date>
      <news:title>130 years of track, one opening date: is the Southwest Metro already in the price?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/sydney-houses-just-fell-to-166m-she-has-400000-in-equity-and-everyone-says-wait</loc>
    <lastmod>2026-10-21T20:05:04.000Z</lastmod>
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      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-21T20:05:04.000Z</news:publication_date>
      <news:title>Sydney houses just fell to $1.66m. She has $400,000 in equity and everyone says wait</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/investor-loan-lodgements-are-down-by-up-to-44-per-cent-what-that-changes-if-you-have-equity-to-use</loc>
    <lastmod>2026-10-21T09:34:10.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-21T09:34:10.000Z</news:publication_date>
      <news:title>Investor loan lodgements are down by up to 44 per cent. What that changes if you have equity to use</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/he-checked-the-licence-and-it-was-real-investors-still-fear-138m-is-gone-what-was-he-checking</loc>
    <lastmod>2026-10-21T08:10:18.000Z</lastmod>
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      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-21T08:10:18.000Z</news:publication_date>
      <news:title>He checked the licence and it was real. Investors still fear $138m is gone. What was he checking?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/81-to-penrith-no-train-until-2027-the-airport-corridor-pitch-tested-on-real-transport-costs</loc>
    <lastmod>2026-10-21T00:59:30.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-21T00:59:30.000Z</news:publication_date>
      <news:title>$81 to Penrith, no train until 2027: the airport corridor pitch tested on real transport costs</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/a-licence-was-all-she-checked-up-to-138-million-is-now-feared-lost-at-a-licensed-sydney-firm</loc>
    <lastmod>2026-10-20T22:32:15.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-20T22:32:15.000Z</news:publication_date>
      <news:title>A licence was all she checked. Up to $138 million is now feared lost at a licensed Sydney firm.</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/three-strikes-and-a-50m-regulator-what-victorias-landlord-licence-proposal-means-for-your-next-purchase</loc>
    <lastmod>2026-10-20T20:36:16.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-20T20:36:16.000Z</news:publication_date>
      <news:title>Three strikes and a $50m regulator: what Victoria&apos;s landlord licence proposal means for your next purchase</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/victoria-wants-a-landlord-licence-both-his-rentals-are-there-the-proposal-is-not-his-real-problem</loc>
    <lastmod>2026-10-20T09:35:59.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-20T09:35:59.000Z</news:publication_date>
      <news:title>Victoria wants a landlord licence. Both his rentals are there. The proposal is not his real problem</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/labors-trust-tax-can-hit-60-per-cent-on-bucket-companies-here-is-who-actually-pays-it</loc>
    <lastmod>2026-10-19T20:22:16.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-19T20:22:16.000Z</news:publication_date>
      <news:title>Labor&apos;s trust tax can hit 60 per cent on bucket companies. Here is who actually pays it</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/she-is-100000-ahead-on-her-home-loan-her-bank-is-being-sold-so-her-repayments-could-rise-674-a-month</loc>
    <lastmod>2026-10-19T07:59:11.000Z</lastmod>
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      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-19T07:59:11.000Z</news:publication_date>
      <news:title>She is $100,000 ahead on her home loan. Her bank is being sold, so her repayments could rise $674 a month</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/melbourne-rents-hit-600-a-week-what-an-extra-1560-a-year-does-and-does-not-do-for-an-investor</loc>
    <lastmod>2026-10-19T00:54:22.000Z</lastmod>
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      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-19T00:54:22.000Z</news:publication_date>
      <news:title>Melbourne rents hit $600 a week: what an extra $1,560 a year does, and does not do, for an investor</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/he-was-told-his-200000-was-property-backed-then-a-34-billion-developer-collapsed</loc>
    <lastmod>2026-10-18T01:53:22.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-18T01:53:22.000Z</news:publication_date>
      <news:title>He was told his $200,000 was &apos;property-backed&apos;. Then a $3.4 billion developer collapsed</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/440000-tops-australias-best-buy-regions-list-what-it-cannot-tell-you-before-you-spend-your-equity</loc>
    <lastmod>2026-10-17T22:22:35.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-17T22:22:35.000Z</news:publication_date>
      <news:title>$440,000 tops Australia&apos;s best-buy regions list. What it cannot tell you before you spend your equity</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/mortgage-stress-australia-why-the-street-matters-more-than-the-suburb</loc>
    <lastmod>2026-10-17T20:24:21.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-17T20:24:21.000Z</news:publication_date>
      <news:title>Mortgage Stress Australia: The Street-Level Reality</news:title>
      <news:keywords>Australian Property, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/she-has-100000-ready-for-a-private-credit-fund-a-34-billion-collapse-shows-where-it-sits-in-the-queue</loc>
    <lastmod>2026-10-17T09:34:53.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-17T09:34:53.000Z</news:publication_date>
      <news:title>She has $100,000 ready for a private credit fund. A $3.4 billion collapse shows where it sits in the queue</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/150000-under-reserve-and-200000-over-on-the-same-sydney-saturday-what-the-gap-means-for-your-equity</loc>
    <lastmod>2026-10-17T07:58:06.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-17T07:58:06.000Z</news:publication_date>
      <news:title>$150,000 under reserve and $200,000 over, on the same Sydney Saturday: what the gap means for your equity</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/he-has-250000-in-equity-should-a-1-million-suburb-forecast-decide-where-he-buys</loc>
    <lastmod>2026-10-16T19:58:52.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-16T19:58:52.000Z</news:publication_date>
      <news:title>He has $250,000 in equity. Should a $1 million suburb forecast decide where he buys?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/new-home-sales-fell-175-per-cent-and-prices-are-down-52-what-does-a-buyer-with-equity-do-now</loc>
    <lastmod>2026-10-16T09:25:12.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-16T09:25:12.000Z</news:publication_date>
      <news:title>New home sales fell 17.5 per cent and prices are down 5.2. What does a buyer with equity do now?</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
  </url>
  <url>
    <loc>https://www.ripehouseadvisory.com.au/resources/blog/her-etf-her-super-and-her-home-equity-all-lean-on-us-tech-the-cost-of-insuring-it-just-hit-a-record</loc>
    <lastmod>2026-10-16T08:00:56.000Z</lastmod>
    <news:news>
      <news:publication>
        <news:name>Ripehouse Advisory</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-16T08:00:56.000Z</news:publication_date>
      <news:title>Her ETF, her super and her home equity all lean on US tech. The cost of insuring it just hit a record</news:title>
      <news:keywords>News, Property Investment, Real Estate Australia</news:keywords>
    </news:news>
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